TOOL
Binance referral savings calculator
Percentages are easy to read past. Type in the volume you actually trade in a normal month and this turns the BN5311 referral rebate and the BNB fee discount into a real number, so you can decide whether bothering with a code is worth it (it usually is).
Estimated saving from code BN5311, per year
0.00 USDT
Based on your inputs above
0.00 USDTFee you'd pay per month
0.00 USDTReferral saving per month
0.00 USDTReferral saving per year
This is a plain multiplication, not a live quote — fee tiers move with VIP level, promotions and the pair you trade, so check Binance's live fee schedule before you rely on the exact figure.
Trading without the 20% referral discount? Code BN5311
How the 20% actually comes back to you
The referral program does not change the number printed on the fee confirmation screen. What it does is credit a share of that fee back to the account that signed up with the code, on a recurring schedule rather than instantly trade by trade. Over a month of normal activity it adds up to the same thing as a discount, which is why we show it that way here — the mechanism is a rebate, the effect on your wallet is a saving.
Where BNB fits into the stack
BNB works differently: it is a genuine discount applied at the moment the trade executes, if you have opted into paying fees in BNB and hold enough of it in your spot wallet. Turn the toggle above off and the calculator falls back to the plain fee rate; turn it on and the 25% comes off first, before the referral rebate is worked out on what is left.
Why your real saving might land a little differently
This tool assumes one flat rate across your whole month, but real accounts mix maker and taker fills, occasional promotional rate changes, and pairs with their own fee schedules. Treat the annual figure as a reasonable planning number rather than something you should expect to match to the cent on a statement.
Referral savings, the questions people actually ask
Does the 20% referral discount reduce my trading fee directly?
It works as a rebate on the fee you already paid rather than a lower rate shown at order time, but the net effect for your account is the same: you end up paying less than someone trading without a code.
Can I use the referral code and the BNB discount at the same time?
Yes. The BNB discount lowers the fee itself when you opt to pay fees in BNB, and the referral rebate is calculated on top of whatever fee you end up paying, so the two stack.
Where do I actually enter code BN5311?
Only during sign-up, in the referral code field on the registration form. It cannot be added retroactively to an account that is already open, which is why the timing matters.
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