TOOL
Spot trade fee calculator
Enter a trade amount below and this breaks the fee into three layers: the base spot fee, what the BNB discount removes from it, and what the BN5311 referral rebate brings back afterwards.
Fee you actually pay on this trade
0.00 USDT
Based on your inputs above
0.00 USDTBase fee
0.00 USDTAfter BNB discount
0.00 USDTAfter referral rebate
Regular-tier maker and taker fees both sit around 0.10% on Binance spot — VIP tiers, promotions and specific pairs can differ, so check the live fee page before you rely on the exact figure for a real trade.
Trading without the 20% referral discount? Code BN5311
Maker versus taker, in plain terms
A taker order fills immediately against an existing order on the book — a market order, or a limit order that crosses the spread straight away. A maker order sits on the book waiting for someone else to fill it. At the regular tier both are charged the same rate, but the gap between them widens at higher VIP tiers, which is why the toggle is here even though the default numbers match.
Stacking BNB and the referral rebate
The order matters: BNB reduces the fee at the moment the trade fills, and the referral rebate is then calculated on whatever fee is left after that discount. Switching either toggle off recalculates instantly, which is a fast way to see roughly how much each one is worth on its own.
Where this number can be a little off
This calculator uses a flat 0.10% base rate, which matches the regular tier but not every VIP level or promotional period. If your account has moved up a tier, or a specific pair has its own fee schedule, the live fee page on Binance is the source to check before trading a large amount.
A worked example
Take a 500 USDT taker trade at 0.10%: the base fee is 0.50 USDT. With the BNB discount on, that drops to 0.375 USDT. With the referral rebate also on, roughly a fifth of that comes back, landing the fee actually paid closer to 0.30 USDT. Small numbers on one trade, but they compound across a month of regular activity.
Spot fees, the short answers
Do maker and taker fees really cost the same?
At the regular tier, yes, both sit around 0.10% — the split only starts to matter once trading volume or BNB holdings push an account into a higher VIP tier, where maker rates typically drop faster than taker rates.
Does the BNB discount apply automatically?
No, it has to be switched on in account settings and there needs to be enough BNB in the spot wallet to cover the fee, or the trade falls back to the standard rate for that pair.
Is the referral rebate paid out instantly?
It is credited on a recurring schedule rather than at the moment of each individual trade, so it will not appear as a discount on the trade confirmation itself.
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